Over 15 years of experience in digital transformation and mobile software solutions, 10 years of them in developing financial platforms. Mohammad is one of the pioneers in mobile solutions development in the Middle East since acquiring his Computer Engineering degree back in 2003. Moving his career forward, he was appointed a role of Product Manager for financial platforms and he could successfully led many implementation projects in the Middle East and Africa that involved building, delivering and managing competitive mobile money and digital banking solutions, these solutions are being used by millions of users. Mohammad has acquired an Executive MBA degree which allowed him to combine both technology and business value delivery through enhanced customer experience; the key ingredients for achieving market leadership and customer delight.